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0% on purchases
This section shows all of the credit cards that have great 0% on purchases offer. What this means is that you do not pay any interest while the 0% purchase rate is in affect. So, if you know that you will be spending a lot of money, more then you can pay in full - then a 0% APR purchase rate credit card is right for you!
Chase Freedom SM

  • 0% Intro APR and No Annual Fee
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0%* 12 months on balance transfers, 6 months on purchases As low as 12.99% Variable* None* Cash Good

 
Discover® More® Card

  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0% on Purchases AND Balance Transfers* 15 Months on Balance Transfers!!! & 6 Months on Purchases* 11.99% - 20.99% (V)* None* Cash Excellent

 
Slate SM from Chase

  • 0% Intro APR for up to 12 months.
  • No Annual Fee.
  • New Innovative Card Design.
  • BlueprintSM – free and customizable features
    • Help you avoid unnecessary interest
    • Pay your balances down faster
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0%* For up to 12 Months on Purchases AND Balance Transfers* As low as 13.24% Variable* None* N/A Good

 
Discover® More® Card - $75 Cashback Bonus®

  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • Get $75 Cashback Bonus when you make $500 in purchases within 3 months
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0% on Purchases AND Balance Transfers* 6 Months on Purchases, 12 Months Balance Transfers 11.99% - 20.99% (V)* None* Cash Excellent

 
Miles by Discover® Card

  • 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
  • Double Miles on your first $3,000 in travel and restaurant purchases each year
  • Double Miles through our exclusive online shopping site
  • One Mile for every dollar on all other purchases
  • Flexible redemption options for travel, gift cards, or cash
  • 0% intro APR on balance transfers and purchases for 6 months
*View Discover® Card Rates, Fees, Rewards, and Other Important Information
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0% on Purchases AND Balance Transfers* 6 Months* 10.99% - 16.99% (V)* None* Miles Excellent

 
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