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0% on purchases |
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| This section shows all of the credit cards that have great 0% on purchases offer. What this means is that you do not pay any interest while the 0% purchase rate is in affect. So, if you know that you will be spending a lot of money, more then you can pay in full - then a 0% APR purchase rate credit card is right for you! |
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- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0%* |
12 months on balance transfers, 6 months on purchases |
As low as 12.99% Variable* |
None* |
Cash |
Good |
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- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View Rates, Fees, Rewards and Other Important Information |
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases AND Balance Transfers* |
15 Months on Balance Transfers!!! & 6 Months on Purchases* |
11.99% - 20.99% (V)* |
None* |
Cash |
Excellent |
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- 0% Intro APR for up to 12 months.
- No Annual Fee.
- New Innovative Card Design.
- BlueprintSM – free and customizable features
- Help you avoid unnecessary interest
- Pay your balances down faster
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0%* |
For up to 12 Months on Purchases AND Balance Transfers* |
As low as 13.24% Variable* |
None* |
N/A |
Good |
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- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- Get $75 Cashback Bonus when you make $500 in purchases within 3 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View Rates, Fees, Rewards and Other Important Information |
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases AND Balance Transfers* |
6 Months on Purchases, 12 Months Balance Transfers |
11.99% - 20.99% (V)* |
None* |
Cash |
Excellent |
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- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on your first $3,000 in travel and restaurant purchases each year
- Double Miles through our exclusive online shopping site
- One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash
- 0% intro APR on balance transfers and purchases for 6 months
*View Discover® Card Rates, Fees, Rewards, and Other Important Information |
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases AND Balance Transfers* |
6 Months* |
10.99% - 16.99% (V)* |
None* |
Miles |
Excellent |
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