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0% on Balance Transfers |
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| This section is for the ever-popular 0% on balance transfers offers. If you have large balances that you owe on which you're paying high interest rate, then we have the right credit card for you. Simply apply for your favorite credit card ( and there are great ones with which you can earn points, cash, gift cards, and more), transfer balances, and then you do not have to pay interest during the introductory period. In order to keep this great offer, make sure you always pay by your credit card bill by the due date each month. |
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- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View Rates, Fees, Rewards and Other Important Information |
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases AND Balance Transfers* |
15 Months on Balance Transfers!!! & 6 Months on Purchases* |
11.99% - 20.99% (V)* |
None* |
Cash |
Excellent |
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- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0%* |
12 months on balance transfers, 6 months on purchases |
As low as 12.99% Variable* |
None* |
Cash |
Good |
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- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- Get $75 Cashback Bonus when you make $500 in purchases within 3 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View Rates, Fees, Rewards and Other Important Information |
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases AND Balance Transfers* |
6 Months on Purchases, 12 Months Balance Transfers |
11.99% - 20.99% (V)* |
None* |
Cash |
Excellent |
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- 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on balance transfers for 12 full months, then the Regular APR
- 0% intro APR on purchases for 6 months, then the Regular APR
*View Discover® Card Rates, Fees, Rewards, and Other Important Information |
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases AND Balance Transfers* |
12 Months on Balance Transfer and 6 Months on Purchases* |
11.99% - 20.99% (V)* |
None* |
Yes* |
Excellent |
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- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the
creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period.
Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure. |
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Balance Tranfers* |
6 Months* |
As low as 7.25%* |
None* |
N/A |
Good |
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