0% on Balance Transfers / Low Interest Credit Cards / ApeepA.com

This section is for the ever-popular 0% on balance transfers offers. If you have large balances that you owe on which you're paying high interest rate, then we have the right credit card for you. Simply apply for your favorite credit card ( and there are great ones with which you can earn points, cash, gift cards, and more), transfer balances, and then you do not have to pay interest during the introductory period. In order to keep this great offer, make sure you always pay by your credit card bill by the due date each month.

Discover® More Card - American Flag

Earn more cash in more ways than anyone else^SM*
Unlimited cash rewards, automatically
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Double rewards with more than 80 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want
0% Intro APR*

*View Rates, Fees, Rewards and Other Important Information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Reward Component	Credit Needed
0% on Purchases AND Balance Transfers*	6 Months on Purchases and 12 Months on Balance Transfers*	10.24%*	None*	Cash	Excellent

IberiaBank Visa® Classic Card

Variable Rate APR ranging from Prime + 3% thru Prime + 5%
Cash Advance Variable Rate APR ranging from Prime + 7% thru Prime + 9%
No annual membership fee
0% Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
No transaction fee for balance transfers
25 day grace period
Online access to credit card account information

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Reward Component	Credit Needed
0% on Balance Tranfers*	6 Months*	As low as 6.25%*	None*	N/A	Good

Capital One® Platinum Prestige

For customers with excellent credit

Save with a 0% intro APR until January 2010 on purchases and balance transfers
Then enjoy a variable APR, now 8.9%
Save time and money by transferring higher-rate balances so you can make one easy payment each month
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Reward Component	Credit Needed
0% APR on Purchases AND Balance Transfers	Until January 2010*	8.9%*	None*	N/A	Excellent

Discover® Open Road^SM Card

0% Intro APR*
Save at the pump and everywhere else.*
5% Cashback Bonus® on gas and auto maintenance purchases
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases
Unlimited cash rewards
Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners

*View Rates, Fees, Rewards and Other Important Information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Reward Component	Credit Needed
0% on Purchases AND Balance Transfers*	6 Months on Purchases and 12 Months on Balance Transfers*	10.24%*	None*	Cash	Excellent

Citi® Platinum Select® MasterCard®

0% APR* on balance transfers and purchases for up to 12 months*
No annual fee
Secure, free online account management
$0 liability on unauthorized purchases
Citi® Identity Theft Solutions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Reward Component	Credit Needed
0% on Purchases AND Balance Transfers*	Up to 12 Months*	As low as 6.74%*	None*	N/A	Good

Discover® More Card - Monogram Collection

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
0% Intro APR*

*View Rates, Fees, Rewards and Other Important Information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Reward Component	Credit Needed
0% on Purchases AND Balance Transfers*	6 Months on Purchases and 12 Months on Balance Transfers*	10.24%*	None*	Cash	Good

Bank of America WorldPoints® Platinum Plus® MasterCard®

Earn 1 Point for Every Net Retail Purchase Dollar
Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
No Annual Fee
Free 24/7 Concierge Service
Absolute Fraud Protection
Introductory 0% APR for Cash Advance Checks and Balance Transfers Through Your First 15 Billing Cycles
Card Issued by FIA Card Services, N.A.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Reward Component	Credit Needed
0% on Balance Transfers*	15 Months*	Between 9.99% and 19.99%*	None*	Points	Good

Discover® More Card

5% to 20% Cashback Bonus® at top online retailers*
Up to 1% Unlimited Cashback Bonus® on all other purchases automatically
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® partners
No annual fee
Online account access
Online bill payment

*View Rates, Fees, Rewards and Other Important Information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Reward Component	Credit Needed
0% on Purchases AND Balance Transfers*	6 Months on Purchases and 12 Months on Balance Transfers*	10.24%*	None*	Cash	Excellent

Citi® Diamond Preferred® Rewards Card

0% APR* on balance transfers for up to 12 months
5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
No annual fee and FREE rewards program
Citi® Identity Theft Solutions
Price Protection Program
$0 Liability on unauthorized purchases

Intro APR	Intro APR Period	Regular APR	Annual Fee	Reward Component	Credit Needed
0% on Balance Transfers*	Up to 12 Months*	As low as 9.49%*	None*	Points	Good

Bank of America® Accelerated Cash Rewards™ American Express® Card

Earn 1.25% cash back. Every purchase. Every time.
0% Intro Annual Percentage Rate (APR)* on Balance Transfers and Cash Advance Checks for Your First 15 Billing Cycles
No Annual Fee and the Flexibility to Pay Over Time
Get Cash Back Your Way - Choose From a Check, Statement Credit, or Direct Deposit Into Your Checking or Savings Account
Access to Special Cardmember Offers On Shopping, Dining, Travel, Hotels, and Much More!

Intro APR	Intro APR Period	Regular APR	Annual Fee	Reward Component	Credit Needed
0% on Balance Transfers*	15 Months*	Between 9.99% and 19.99%*	$0*	Cash	Good

Citi CashReturns^SM Card

Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
Earn a 20% bonus on the cash back earned on all purchases for the first 12 months.
Checks will be sent automatically every time you earn $50 - no calling necessary
0% APR* on balance transfers for up to 12 months
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Reward Component	Credit Needed
0% on Balance Transfers*	Up to 12 Months*	As low as 8.99%*	None*	Cash	Good

Citi® mtvU^TM Platinum Select® Visa® Card for Students

0% APR* for 6 months on purchases, cash advances and balance transfers
Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
Earn 1 ThankYou Point for every dollar you spend on all other purchases
Earn 25 ThankYou Points for paying on time
Earn 200-2000 ThankYou Points twice a year for maintaining a good GPA
Redeem points for gift cards, MTV events, and airline tickets
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Reward Component	Credit Needed
0% on Purchases AND Balance Transfers*	6 Months*	12.24%*	None*	Points	Good

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