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THIS CARD IS FOR PEOPLE WITH FAIR CREDIT
- $0 intro annual fee for the first year; $19 after that
- Image Card - personalize your card with an image of your choice
- $0 Fraud Liability if your card is lost or stolen
- Monitor your spending with text message alerts
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| N/A |
N/A |
24.9% (V)* |
$0 intro for first year; $19 after that |
N/A |
Fair |
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- 2 miles per dollar on every purchase, every day
- As seen in Money® Magazine's "Best" issue three years in a row. - Money® Magazine May 2010, 2011, 2012
- Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| N/A |
N/A |
13.9% - 20.9% (V)* |
$0 intro for first year; $59 after that |
Miles* |
Excellent |
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- $100 bonus after you spend $500 on purchases within the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until June 2014.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% intro on purchases and balance transfers* |
until June 2014* |
12.9% - 20.9% (V)* |
$0 |
Cash Back |
Excellent |
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- 0% intro APR until September 2014 on balance transfers
- 0% intro APR until September 2014 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% intro APR on purchases and balance transfers |
until September 2014* |
10.9% - 18.9% (V)* |
$0 |
N/A |
Excellent |
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- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem miles for airline tickets, hotel rooms, car rentals, and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until June 2014
- No foreign transaction fees
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% intro APR on purchases* |
until June 2014* |
11.9% - 19.9% (V)* |
$0 |
Miles* |
Excellent |
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This card is designed for those that are NEW to Credit and have Limited Credit History.
- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with responsible use -- plus automatic reporting to the three major credit bureaus
- Get 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- No foreign transaction fees
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| N/A |
N/A |
24.9% (V)* |
$0 |
Cash Back |
Limited |
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- Build credit with responsible use with no processing or application fees
- Regular reporting to the 3 major credit bureaus
- Monitor credit with access to a credit score and other tools
- Your security deposit can get you a line up to $3,000
- You may qualify for a credit line increase based on your payment history and creditworthiness
- Use it like any MasterCard credit card, accepted at millions of locations worldwide
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| N/A |
N/A |
22.9% (V)* |
$29* |
N/A |
Bad |
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- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| N/A |
N/A |
19.8% (V)* |
$0 |
Cash Back |
Average |
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