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Secured Credit Cards |
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| THIS PAGE IS FOR PEOPLE WITH BAD CREDIT, NO CREDIT, BANKRUPTCY, AND OTHER CREDIT PROBLEMS WHO NEED A CREDIT CARD AND WISH TO START REBUILDING THEIR CREDIT HISTORIES.
What is a Secured Credit Card? A secured credit card is a type of credit card secured by a deposit account owned by the cardholder. Typically, the cardholder must deposit between 100% and 200% of the total amount of credit desired. Thus if the cardholder puts down $1000, he or she will be given credit in the range of $500 to $1000. Secured credit cards are an option to allow a person with a poor credit history or no credit history to have a credit card, which might not otherwise be available. The advantage of the secured card for an individual with negative or no credit history is that most companies report regularly to the major credit bureaus. This allows for building of positive credit history.
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- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| N/A |
N/A |
00.00%* |
None* |
N/A |
Bad |
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- Full-feature Platinum MasterCard secured credit card
- No credit history or minimum credit score required for approval
- Monthly reporting to all 3 major credit bureaus to help build credit
- Quick & complete online application
- Set your own credit limit from $300 - $2,000
- Free 24/7 access to your account online
- FDIC-insured deposit account
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| N/A |
N/A |
14.99%* |
$39* |
N/A |
Bad |
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