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Retail
The following Retail Rewards credit cards feature points that can be redeemed with specific retailers. You will earn extra spend when you purchase at your favorite retails, and get to redeem for merchandise and gift cards. If you shop a lot at one of these merchants, then a retail rewards credit card is just right for you.
True Earnings® Card from Costco and American Express

  • American Express® Card and Costco Membership Card in one — with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0% on Purchases* 6 Months* 15.24% variable* None with Costco Membership* Cash Good

 
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