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- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Unlimited Cashback Bonus® on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® partners
- No annual fee
- Online account access
- Online bill payment
*View Rates, Fees, Rewards and Other Important Information |
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases AND Balance Transfers* |
6 Months on Purchases and 12 Months on Balance Transfers* |
10.24%* |
None* |
Cash |
Excellent |
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- Buy what you've been dreaming of and pay no interest until January 2010 on purchases
- No balance transfer fees
- Save with a low non-intro variable APR, currently 8.9%
- Know you are protected with $0 fraud liability if your card is ever lost or stolen
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at
Capital One® Saving ZoneSM on Yahoo! Shopping
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases* |
Until January 2010* |
8.90%* |
$39* |
N/A |
Good |
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For customers with excellent credit
- Save with a 0% intro APR until January 2010 on purchases and balance transfers
- Then enjoy a variable APR, now 8.9%
- Save time and money by transferring higher-rate balances so you can make one easy payment each month
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% APR on Purchases AND Balance Transfers |
Until January 2010* |
8.9%* |
None* |
N/A |
Excellent |
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- Cash Rewards for your good credit management!*
- Pay-On-Time BonusSM equal to a full month’s interest
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
- No annual fee
- Free payment by phone
*View Rates, Fees, Rewards and Other Important Information |
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 3.99% on Purchases and Balance Transfers* |
6 Months on Purchases and 12 Months on Balance Transfers* |
10.24%* |
None* |
Cash |
Good |
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- Variable Rate APR ranging from Prime + 3% thru Prime + 5%
- Cash Advance Variable Rate APR ranging from Prime + 7% thru Prime + 9%
- No annual membership fee
- 0% Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
- No transaction fee for balance transfers
- 25 day grace period
- Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure. |
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Balance Tranfers* |
6 Months* |
As low as 6.25%* |
None* |
N/A |
Good |
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- Earn 1.25% cash back. Every purchase. Every time.
- 0% Intro Annual Percentage Rate (APR)* on Balance Transfers and Cash Advance Checks for Your First 15 Billing Cycles
- No Annual Fee and the Flexibility to Pay Over Time
- Get Cash Back Your Way - Choose From a Check, Statement Credit, or Direct Deposit Into Your Checking or Savings Account
- Access to Special Cardmember Offers On Shopping, Dining, Travel, Hotels, and Much More!
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Balance Transfers* |
15 Months* |
Between 9.99% and 19.99%* |
$0* |
Cash |
Good |
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- Double Miles on Grocery Store Purchases in November and December*
- Book Any Travel, Anytime with No Blackout Dates or Restrictions
- Double Miles on Up to $3,000 in Travel and Restaurant Purchases Each Year
- 1 Mile for Every $1 on All Your Other Purchases
- Unlimited Miles That Never Expire*
- Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 70 Brand-Name Partners, or Cash Starting at Just 1,000 Miles
- No Annual Fee
*View Rates, Fees, Rewards and Other Important Information |
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases AND Balance Transfers* |
6 Months* |
10.24%* |
None* |
Miles |
Excellent |
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- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases* |
Up to 12 Months* |
As low as 11.24%* |
None* |
Cash |
Good |
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- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card!
- Earn cash back virtually everywhere you go - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
- No Annual Fee with your paid Costco Membership.
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
- The flexibility to pay charges over time.
- No Limit on the Cash Back earned.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases* |
Up to 3 Months* |
13.24%* |
None with Costco Membership* |
Cash |
Good |
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For customers with good credit
- Get 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases
- There's no limit to the cash back you can earn, and your cash rewards won't expire
- Save with a 0% intro APR on purchases until January 2010
- You can ask for your cash back whenever you want or set up automatic redemptions so you won't have to ask
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases* |
Until January 2010* |
13.9%* |
None* |
Cash |
Good |
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- 0% APR* on balance transfers and purchases for up to 12 months*
- No annual fee
- Secure, free online account management
- $0 liability on unauthorized purchases
- Citi® Identity Theft Solutions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases AND Balance Transfers* |
Up to 12 Months* |
As low as 6.74%* |
None* |
N/A |
Good |
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- 0% Intro APR*
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards
- Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
*View Rates, Fees, Rewards and Other Important Information |
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases AND Balance Transfers* |
6 Months on Purchases and 12 Months on Balance Transfers* |
10.24%* |
None* |
Cash |
Excellent |
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- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
- 0% Intro APR*
*View Rates, Fees, Rewards and Other Important Information |
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases AND Balance Transfers* |
6 Months on Purchases and 12 Months on Balance Transfers* |
10.24%* |
None* |
Cash |
Good |
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- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Double rewards with more than 80 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR*
*View Rates, Fees, Rewards and Other Important Information |
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Purchases AND Balance Transfers* |
6 Months on Purchases and 12 Months on Balance Transfers* |
10.24%* |
None* |
Cash |
Excellent |
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- Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
- Earn a 20% bonus on the cash back earned on all purchases for the first 12 months.
- Checks will be sent automatically every time you earn $50 - no calling necessary
- 0% APR* on balance transfers for up to 12 months
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Reward Component |
Credit Needed |
| 0% on Balance Transfers* |
Up to 12 Months* |
As low as 8.99%* |
None* |
Cash |
Good |
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