SEARCH BY TYPE OF CARD
   Low Interest Credit Cards >>
       0% on Purchases
       0% on Balance Transfers
   Reward Credit Cards >>
       Airline Miles
       Points
       Retail
       Gas
       Hotel/Travel
       Auto
       Home Improvement
   Cash Back Credit Cards >>
   Business Credit Cards >>
   Student Credit Cards >>
   Instant Approval Cards >>
   Secured Credit Cards >>
   SEARCH BY BANK OR ISSUER
    Advanta >>
    American Express >>
    Bank of America >>
    Chase >>
    Discover >>
    HSBC Bank >>
    MBNA Canada Bank >>
    MasterCard >>
    New Millennium Bank >>
    Visa >>
   SEARCH BY CREDIT QUALITY
   Excellent Credit >>
   Good Credit >>
   Bad Credit >>
 

Low Interest Credit Cards
Below is a list of Low Interest ( Low APR) Credit Cards that do not charge as high of interest on purchases and balance transfers as other credit cards. Some of these cards also offer 0% on balance transfers, 0% on purchases, or rewards for your every day spend. Please visit our 0% sections if you are only looking for a 0% introductory offer. However, if you're looking to carry a balance and not pay a farm, then these cards are for you. Remember: To keep these rates, you must pay at least the minimum payment due by the due date each month.
Discover® More® Card

  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0% on Purchases AND Balance Transfers* 15 Months on Balance Transfers!!! & 6 Months on Purchases* 11.99% - 20.99% (V)* None* Cash Excellent

 
Chase Sapphire(SM)

  • Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • 24/7 Dedicated service advisors (No voice recording)
  • Premier travel and purchase protection benefits
  • All of this for no annual fee!
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
N/A N/A 12.24%* None* Points Excellent

 
Discover® Motiva Card

  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
    Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 3.99% intro APR on purchases for a full 12 months , then the Regular APR

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
3.99% on Purchases and Balance Transfers* 12 Months on Purchases, 15 Months on Balance Transfers* 11.99% - 20.99% (Variable)* None* Cash Good

 
IberiaBank Visa® Classic Card

  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the
    creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period.
    Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned
    purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure.
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0% on Balance Tranfers* 6 Months* As low as 7.25%* None* N/A Good

 
Miles by Discover® Card

  • 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
  • Double Miles on your first $3,000 in travel and restaurant purchases each year
  • Double Miles through our exclusive online shopping site
  • One Mile for every dollar on all other purchases
  • Flexible redemption options for travel, gift cards, or cash
  • 0% intro APR on balance transfers and purchases for 6 months
*View Discover® Card Rates, Fees, Rewards, and Other Important Information
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0% on Purchases AND Balance Transfers* 6 Months* 10.99% - 16.99% (V)* None* Miles Excellent

 
Slate SM from Chase

  • 0% Intro APR for up to 12 months.
  • No Annual Fee.
  • New Innovative Card Design.
  • BlueprintSM – free and customizable features
    • Help you avoid unnecessary interest
    • Pay your balances down faster
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0%* For up to 12 Months on Purchases AND Balance Transfers* As low as 13.24% Variable* None* N/A Good

 
True Earnings® Card from Costco and American Express

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card!
  • Earn cash back virtually everywhere you go - 3% for Annual Gasoline Purchases of Up To $3000 (1% Thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
  • No Annual Fee with your paid Costco Membership.
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
  • The flexibility to pay charges over time.
  • No Limit on the Cash Back earned.
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0% on Purchases* 6 Months* 15.24%* None with Costco Membership* Cash Good

 
Discover® More® Card - $75 Cashback Bonus®

  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • Get $75 Cashback Bonus when you make $500 in purchases within 3 months
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0% on Purchases AND Balance Transfers* 6 Months on Purchases, 12 Months Balance Transfers 11.99% - 20.99% (V)* None* Cash Excellent

 
Discover® Student Card - Monogram Collection

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Double rewards with more than 80 Cashback Bonus® Partners*
  • Customer Service in less than a minute, anytime you want
*View Rates, Fees, Rewards and Other Important Information
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0% on Purchases* 6 Months* As low as 13.99%* None* Cash Good

 
Chase Freedom SM

  • 0% Intro APR and No Annual Fee
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0%* 12 months on balance transfers, 6 months on purchases As low as 12.99% Variable* None* Cash Good

 
Orchard Bank® Classic MasterCards

  • An Excellent Credit Card for Rebuilding Credit Scores; Reports to 3 Major Credit Bureaus Monthly! 
  • Acceptance at Millions of Locations Worldwide, Including Website Purchases and Reservations 
  • Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way   
  • Email and Text Messages to Remind You of Your Upcoming Payment Due Date with Online Enrollment   
  • On-Call Customer Service Representatives to Assist You with Questions or Concerns
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
N/A N/A Standard APR: 7.90%-28.90% $0-$74 the first year* N/A Bad

 
Blue Cash® from American Express

  • Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
  • No Annual Fee
  • 0% APR for 6 Months on Purchases
  • Express Approval. Get a Decision in Less Than 60 Seconds.
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0% on Purchases* 6 Months* 17.24%-21.24% Variable* None* Cash Excellent

 
Chase Freedom® Visa - $100 Bonus Cash Back

  • Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0%* 6 Months* As low as 12.99% Variable* None Cash/Points Good

 
Ink Cash(SM) Business Card

  • 3% cash back on fuel, home improvement, dining and office supply purchases
  • Unlimited 1% cash back on all other purchases
  • No limit to the number of points you can earn
  • Up to 10 points for $1 spent when you shop online through Chase Rewards Plus
  • Free additional cards for employees
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Reward Component Credit Needed
0% on Purchases AND Balance Transfers* 6 Months* 11.24% Variable* None Cash Excellent

 
1
Displaying 1-14 of 14
 
Home | Terms | Privacy Policy | Contact Us | About Us | Site Map
© Copyright 2008 ApeepA.com. All Rights Reserved