• The new Discover it card is out to change the way people think about credit cards.
• Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee.
• No late fee on your first late payment. And we won’t increase your APR for paying late.*
• Generous…5% cash back at restaurants and movies right now through March on up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
• Plus a Cashback ConcerigeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
• Flexible…Choose your own due date and pay up to midnight ET online or by phone.
• Human…talk to a real person any time with 100% U.S.-based service.
• Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
• 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 12.99% - 18.99%. *Click apply for Terms & Conditions.

• American DreamCard™ - The first and only "POOLED REWARDS™" Credit Card
• You don't need to be a big spender to win big with this credit card
• The American DreamCard™ is the credit card program that can make people rich!
• Large monthly cash jackpots!
• Earn entries from everyday shopping!
• Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
• No Annual Fee*
• Get 1,000 entries just for applying!

* See Card Terms and Conditions

• 0% annual interest rate† (AIR) on balance transfers* and deposits* for the first 12 full months
• Around-the-clock fraud protection
• Online access to your credit card account
• Unparalleled 24-hour customer service
• International acceptance at millions of locations
• No annual fee
• Enhanced security and protection with Chip & PIN technology and PayPass

YOU MUST BE A CANADA RESIDENT TO APPLY

How Smart Cash Works

• Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months‡ 
• Up to 2% cash back on eligible gas and grocery purchases thereafter‡ 
• And, up to 1% cash back on all of your other eligible purchases‡ 
• 1.99% annual interest rate† (AIR) on balance transfers* and deposits* for the first 10 full months 
• Enjoy free online access to your credit card account 
• And, with no annual fee and free additional cards you’ll start to see the benefits right away.

Rewarding yourself is easy

• Once your cash back totals at least $50 at the end of a monthly billing cycle, we’ll automatically mail you a cheque‡ - it’s that simple.

YOU MUST BE A CANADA RESIDENT TO APPLY

• Earn Sony Points on qualifying net retail purchases made using your Sony Card MasterCard®‡ 
• Get 2,000 Sony Points after your first qualifying transaction†† 
• Earn Double Sony Points with every qualifying net retail purchase of Sony products at sony.ca or the Sony store/ Maison Sony‡ 
• Redeem Sony Points toward any Sony product at sony.ca                                                        
• 1.99% annual interest rate† (AIR) on balance transfers* and deposits* for the first 6 full months
• Browse through the complete sony.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more! 
• Enhanced security and protection with Chip & PIN technology and PayPass

YOU MUST BE A CANADA RESIDENT TO APPLY

• On top of 2¢ per litre of gas earned in CAA-Quebec Dollars 
• when you show your CAA-Quebec membership card at the 
• Couche-Tard counter◊◊, receive a total rebate of 2% in 
• CAA-Quebec Dollars on all your qualifying purchases —
• including gas — at participating Couche-Tard outlets that sell gas‡ 
• Even better! Virtually everywhere else, earn a 1% rebate in 
• CAA-Quebec Dollars‡ on your other qualifying purchases 
• No annual fee 
• 3.99% promotional annual interest rate† (AIR) on balance transfers* and deposits* for the first 6 full months 
• Unparalleled 24-hour customer service 
• Online access to your credit card account 
• International acceptance at millions of locations 
• Enhanced security and protection with Chip & Pin technology 
• and PayPass

• Until July 31, 2013 only, earn up to 24,000 points - enough for 3 FREE Nights1at over 1,500 Choice Privileges locations across North America!
• The no annual fee Choice Privileges® MasterCard® credit card is an easy way to earn free hotel nights as you'll earn points every time you use it.
• Up to 24,000 points1 - enough for up to 3 FREE Nights at over 1,500 locations
• Up to 15 points for every $1 in eligible purchases at over 5,500 Choice Privileges locations in Canada, the U.S., Europe, the Middle East, Mexico, Central America, and more
• 2 points for every $1 spent on everyday eligible purchases‡
• 2,000 Bonus Points every year on your account anniversary‡
• Up to an additional 4,500 Bonus Points when you spend $30,000 in a calendar year‡ Plus, get automatically upgraded to Elite Gold status
• Gives you the ability to book free nights 50 days in advance instead of 30 days

• The new Discover it card is out to change the way people think about credit cards.
• Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
• Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
• Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card.
• Flexible…Choose your own due date and pay up to midnight ET online or by phone.
• Human…talk to a real person any time with 100% U.S.-based service.
• 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
• 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.